Privacy Policy

Last Updated: 28/05/2024

At OrynthCredit, we value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website https://orynthcredit.com/.

1. Data Controller

The data controller responsible for processing your personal data is:

Company Name: OrynthCredit
Address: 915 Hill Street, USA
Email: contact@orynthcredit.com

2. Data We Collect

We collect different types of personal data as part of our services:

Personal data you provide directly:

Full name
Email address
Phone number
Postal address
Financial information (income, debts, etc.)
Identity documents (ID card, proof of residence)

Automatically collected data:

IP address
Device and browser type
Pages visited and time spent on the website
Cookies and tracking technologies

We do not collect sensitive data without your explicit consent.

3. Purpose of Data Processing

We process your data for the following purposes:
Providing our services (credit application analysis, customer support)
Managing your application (identity verification, financial assessment)
Legal compliance (fraud prevention, anti-money laundering measures)
Improving user experience through cookies and analytics
Communicating with you (customer service, promotional offers if consented)

4. Data Sharing

We never sell your personal data. However, we may share it with:

Financial partners (banks, credit institutions)
Service providers (hosting providers, payment processors, marketing tools)
Legal authorities if required by law

All our partners comply with strict data protection regulations.

5. Data Retention

We retain your data only for the necessary duration:
Credit applications: 5 years after the last interaction
Cookies: Up to 13 months
Emails and contact requests: 3 years after the last exchange

Once the retention period expires, your data is deleted or anonymized.

6. Your Rights

Under the GDPR (General Data Protection Regulation), you have several rights regarding your data:
Right of access: Request details of the data we hold about you
Right of rectification: Correct any inaccurate information
Right to erasure: Request the deletion of your data
Right to object: Refuse the use of your data for specific purposes
Right to data portability: Receive your data in a structured format